Why it's Important to Pre-Qualify

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Even if you have not picked out homes to visit yet, it's advantageous to visit with your mortgage loan professional early. Why? It might be difficult to fathom how we could help even before you start to negotiate.

We Will Help You Pre-Qualify

Our mortgage professionals can help you determine the loan amount you can qualify for and the monthly payment amount you can afford by helping you pre-qualify. We achieve this by reviewing your debts and income, your employment and housing situations, your available funds for down payment, required reserves, and other considerations. It's short and basic; We keep the paperwork to a minimum.

We'll give you a Pre-Qualification Letter if you qualify, that documents that we're confident you'll qualify for a certain amount of mortgage loan dollars.

Pre-Qualification Power

Several advantages open to you after you have found your dream house, and have pre-qualification. First, it helps you know the amount that you're able to offer. Of greater importance to the existing home owner, your being pre-qualified is like your having entered their house with a bag full of cash to purchase the home! They won't need to be concerned they have been wasting their time if you don't be able to qualify for a high enough mortgage. The seller of the home won't be concerned that he can't trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't be something for them to worry about. They have a virtual guarantee that they can trust your buying power.

We can help you pre-qualify

We will help determine how much of a mortgage you can afford, and the amount of money you can borrow, by walking you through pre-qualifying. During the process, we look at your ability to borrow - analyzing your job, money available for down payment, debts, income, and other circumstances. It is a quick, thorough process with minimal risks for papercuts.

One on one

While you are encouraged to benefit from our tools to calculate mortgage variables on this website, it's essential to meet with one of our mortgage professional team members. That way, we'll be able to help you get your pre-qualification letter. For another thing, we could find a different mortgage option that better fits your needs. We are waiting to meet with you: contact us at 7133252099.

Have questions about pre-qualifying? Call us at 7133252099. We answer pre-qualification questions every day.